The way things are set up in this country, going into business is definitely a way to get rich. Here’s the plan:
1) Start a business, fail. You started with zero, and end with zero.
2) Start a business, fail. Ditto.
3) Repeat six times.
4) Seventh time, you get lucky and strike it rich. Since the first six times you did not go negative, taking risks pays off. The worst that happens is you lose time, but you don’t actually go negative on a personal basis. (Yes, the banks may have lost money, and it may get harder to get that next loan).